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Have you been wondering if Lumos Loan is a fraud or legit? or are you confused on how to borrow from Lumos Loan. don’t worry we’ll satisfy your curiosity at this post. First thing you have to do to take a deep breathe and read the post carefully because we’ll break down everything you need to know about Lumos Loan.
Brief History Of Lumos Loan
Lumos Loan is a Nigeria Loan App developed by Tinni Investments Private Limited. Lumos Loan is among the few Nigeria Loan platforms that are reliable when it comes to providing users immediate financing without the need guarantor or collateral.
Lumos Loan Instant Cash is licensed and Authorized by the Central Bank of Nigeria (CBN) and also abide under the National Microfinance Policy which makes them more trusted and a reliable loan platform.
Lumos Loan Instant Cash has a mobile App which is available on Playstore, this means that android users can access this App, apart from playstore users with unique operating system such as IOS can also download this app via third party websites.
Lumos Loan offers differ based on users’ transaction records and other factors. The loan amount can range from as low as N3,000 to up to N400,000, with higher loan amounts available to users with good credit records. Lumos disburse payment direct to user bank out which makes it easier and faster for users to receive their Loan.
How To Apply For Lumos Loan Instant Cash
- Install Lumos Loan Mobile App On your Smartphone
- Input your correct phone number and click on send below
- Fill in the OTP that was send to your line and then click on Sign Up
- Input your Personal Information (this includes your gender, email, education degree, age, marital status, residential address, home address, occupation and religion) and click on Next
- Input your Work Information at the second page (ensure you fill in the field with the correct details) then click on Next
- Input your Contact Information (Two Guarantors are Required) then click on Next
- Input your BVN and Name (you don’t have to worry your BVN is safe) then click on next
- Add your preferred disbursement bank account
- Lumos will automatically give you a loan offer
- then click on Submit application
- if you have fill in the correct details gladly wait for your loan(Lumos Loan will review your application and offer you loan if you meet their policy)
Consequences Of Lumos Loan Instant Cash Loan Default
- BVN report to credit bureau
- Automatic debit from bank account
- Damage your credit score
- Unable to apply for Lumos Loan again
Lumos Loan Eligibility Requirements
- Must be a Nigerian Resident
- Must be 18 years old and above
- Must have an active bank account
- Applicant must have a BVN
Lumos Loan Contact Information
If you have any questions, you can contact them anytime
ADDRESS: Flat No. 4, Financial Quarter, Life Camp, Abuja, FCT-Abuja, Isabelcia Event Management, Nigeria.
EMAIL: Lumosloan2022@outlook.com
TEL: +234 9013395317
With all the information provided above we can testify that Lumos Loan Is a trusted, authorized and genuine Loan Platform based in Nigeria. You can give them a try.
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